Financing your San Diego real estate purchase
The first step to purchasing San Diego real estate is to secure a mortgage. Until you are pre-approved, most California real estate agents won't let you put an offer in on a home.
A loan officer or mortgage broker can help you figure out how much home you can afford. Based on your annual income, income security, expenses, debts and other financial details, a loan officer will determine how much money you can afford to pay for a mortgage, and therefore, how much a financial institution can lend you for your Orange County property purchase.
If you already know your mortgage budget, use our Mortgage Calculator to find out if your dream home falls within your price range.
